PayIn Methods

Flexible and Secure Funding Options for Your Multicurrency Wallet

Kredete’s Payin functionality provides various convenient methods for funding your multicurrency wallets, designed to suit diverse user preferences and operational needs. Users can fund their wallets via Card, Bank transfer, ACH, Wire transfer, Crypto (USDC), or Linked Accounts, with seamless integration available through the Dashboard or API.


Supported Payin Currencies

The following are the payment methods for each of the currencies

CurrencyCodeSupported Payin MethodsAvailability
US DollarUSDACH, Wire transfer, Crypto, SWIFT✅ Yes
EuroEURSEPA, SEPA Instant✅ Yes
Nigerian NairaNGNBank transfer✅ Yes
British PoundsGBPCHAPS❌ Not yet

How to accept payments

Our Payin service comprises different methods and features that enable you to receive payments quickly. You can accept payments in a variety of ways, including:

1. Bank Transfer:

You can receive funds via standard bank transfers via ACH or Wire transfer(USD), SEPA(EUR) & Bank transfer (NGN). Customers can send payments directly to any of your Kredete multicurrency accounts using their own bank's transfer services by providing them with your Kredete account details via the settlement instruction downloaded from the dashboard. This method is suitable for larger transactions and provides a reliable way to receive funds.

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Select Bank Transfer

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Copy and view USD account details

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EUR Account details

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NGN Bank Account Details


2. Crypto Deposit

Another method of receiving funds is via crypto deposit, a stablecoin that is swapped to the US dollar. Customers can send USDC/USDT directly to the business's Kredete-provided wallet address. This method offers fast, borderless transactions and is ideal for businesses operating in the cryptocurrency space.

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Click Crypto Deposit

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Scan Crypto Address


Other Payment Collection Methods

In addition to direct deposits, Kredete offers more ways to collect payments:

  • Payment Links – A payment link is a simple way to collect payments from your customers by sending them links to pay you or accept donations. A payment link can easily be generated on your dashboard.
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Payment Link Step 1

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Payment Link Step 2

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Payment Link Step 3

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Payment Link Step 4

  • Card Funding – Users can instantly fund their USD accounts by linking their debit or credit cards. This method is fast, secure, and ideal for immediate wallet top-ups. This funding option is accessible via the corporate platform dashboard, it allows users to enter their card details and complete the transaction seamlessly.

  • Invoices – An Invoice is another way to collect payment from your customers. Simply generate an invoice from your Kredete dashboard, fill in all necessary details, and send it to the recipient via email or as a PDF.
Invoice Step 1

Invoice Step 1

Invoice Step 2

Invoice Step 2

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Invoice Step 3