Our Reach

Introduction

Kredete’s API supports cross-border payments across 20+ countries in Africa, with more countries being added regularly. We offer a variety of payment methods tailored to each country's unique needs, giving your business the flexibility to choose the most convenient options for your customers.

Payin for NGN Account

Bank Account Transfer

• Users can fund their NGN wallets via direct bank transfers.
• Each wallet is linked to a unique NGN bank account, allowing users to transfer funds from their local bank accounts seamlessly.
• This method is highly accessible, leveraging Nigeria’s robust banking network for quick and secure transfers.

Payin Options for USD Account

Kredete’s API offers multiple payin channels for funding USD wallets, providing flexibility and convenience for users. Here's how each option works:

ACH Transfer

• Users can fund their USD wallets via Automated Clearing House (ACH) transfers.
• This method is ideal for direct bank-to-bank local transfers within the United States, offering low fees and reliable processing.
• Users initiate the transfer from their linked bank account, and the funds are credited to their USD wallet upon successful processing, which usually takes between 1-3 business days for settlement.

Card

• Users can fund their USD accounts instantly using debit or credit cards via our provider networks.
• This method ensures quick and convenient funding for users, making it perfect for time-sensitive transactions.
• Supported card networks like Visa cards ensure global accessibility and security.

Crypto Deposit

• This funding method enables users to top up their USD accounts by converting cryptocurrency into USD.
• Supported cryptocurrencies like USDC can be deposited into a designated wallet address, where they are automatically converted and credited to the user’s USD account.
• This option offers a modern and flexible funding method for users comfortable with digital assets.

Payout Services

Below is a comprehensive list of countries and payment methods supported by our Payout services. This ensures seamless cross-border transactions for businesses and individuals.

Supported Countries, Currencies, and Channels