Kredete API

Your gateway to securing low-cost cross-border payments

Introduction

At Kredete Inc. our mission is to empower African immigrants in the diaspora to build credit and foster financial inclusion through instant international money transfers to over 22 countries at low fees.

Additionally, we provide businesses with a cutting-edge API infrastructure for secure, efficient, and cost-effective cross-border payments to various African countries. By integrating our APIs, third-party businesses can elevate their offerings with seamless payout and account solutions, enabling users to send, receive, and manage funds effortlessly while ensuring full compliance with international standards.

Our Offering

  • USD Bank Account:
    Support users with access to USD-dominated bank accounts, enabling them to receive and manage international payments directly like a local. This offering simplifies cross-border transactions and enhances financial transparency for businesses dealing with USD.

  • NGN Bank Account:
    Provide your customers with NGN bank accounts tailored for the Nigerian market. This solution allows businesses and individuals to access the local banking ecosystem, facilitating efficient collections, payouts, and local transactions.

  • Payout API:
    Effortlessly transfer funds to recipients across supported countries with our secure and reliable payout API. Our payout API service is designed for speed, reliability, and cost-efficiency, making it a valuable tool for businesses managing global payouts or local disbursements.

  • Payin API:
    Facilitate inbound payments from a wide range of channels, including cards/account linking, ACH and wire transfers, crypto funding, etc. With our Payin API, businesses can simplify collections and provide their customers with a smooth payment experience across currencies.

  • USD Virtual Card:
    Offer secure and versatile USD Visa virtual cards that enable team members to make online transactions and manage business expenses. These virtual cards ensure security and convenience, making them ideal for e-commerce, subscriptions, and business payments.

Why Kredete:

  • Simplified global transaction: Manage all your international transactions from one easy-to-use platform.
  • Reach 20+ countries: Effortlessly expand your business with seamless payments to over 20+ countries.
  • We prioritise widely used, affordable, and localised payment options such as Mobile Money and Bank Transfers.
  • Cost-effectiveness, as we guarantee attractive rates and minimal fees.

Explore our docs to discover how to leverage Kredete's technology to expand your financial offerings and drive growth in the African market. Let Kredete’s APIs be the cornerstone of your global financial operations, delivering value to your customers and unlocking new opportunities for your business.

Getting Help

We are excited to work with you on building amazing things for your customers powered by the Kredete API. If you are integrating, we will provide chat access on Slack to enable our team to collaborate effectively from start to launch and facilitate a quicker process.

Reach out to us at [email protected] for any questions or concerns. We're here to support you every step of the way!